Senior Self-Care on a Fixed Income

Today’s senior self-care blog is a collaboration piece written by Karen Weeks.

How Seniors Can Stay Well and Spend Less?

If you’re a senior living on a fixed income, you don’t have a lot of money to spare for luxuries. However, that doesn’t mean you should forgo self-care. Self-care is just as important in the later stages of life as when you’re younger. In fact, looking after your well-being becomes even more important as you age and face the many physical, mental, and emotional challenges that come with growing older.

If you need help finding ways to practice self-care on a limited income, these ideas can help.

Senior Self-Care 101: Learn How to Shop on a Budget

Living on a small budget doesn’t have to mean going without, especially with all the ways there are to save money today. When you need self-care products like grooming and hygiene items, nutritional supplements, or a new pair of supportive shoes, smart shopping strategies can help you get what you need without spending a fortune. Digital coupon apps are a great way to save on purchases, but seniors should also learn the best ways to find bargains at budget-friendly retailers like Walmart. For example, shoppers should know that the steepest markdowns are found on Walmart’s end caps and that they can earn up to 3 percent cash back by using the prepaid Walmart MoneyCard without any of the risks of a store credit card. If you don’t drive or are short on time, you can even get free delivery when you spend as little as $35.

Stay Active for Less

Exercise is important for mobility and fall prevention in seniors, but that’s not the only reason that older adults should stay active. Exercise is also proven to reduce anxiety and depression and improve memory and brain health. That means if you want to maintain a positive outlook and stave off cognitive changes, an active lifestyle is a must. Seniors on a budget can save money by exercising at home or joining a walking group, but if you have a Medicare Advantage or Medigap plan, check to see if you’re eligible for a Silver Sneakers membership. Designed just for seniors, this fitness program gives seniors access to gyms and fitness classes at no additional cost.

Invest in Budget-Friendly Hobbies

For many seniors, the hardest part of getting older is losing their sense of purpose. Without a job to go to every day or kids to care for, it can be difficult to find the meaning in everyday life. When you don’t have a lot to spend on travel and social outings, it can be doubly hard to stay engaged as you grow older. However, finding enjoyment in each day doesn’t have to mean spending a lot. Hobbies are a valuable source of purpose for adults young and old, and many of the best hobbies for seniors are quite affordable. Whether it’s playing pick-up games at the local senior center, getting into hiking and bird watching, joining a book club, or volunteering, there’s a hobby for every interest and budget.

Find Affordable Mental Health Treatment

Sometimes, senior self-care isn’t enough to cope with the many challenges of growing older. If you’re feeling overwhelmed, hopeless, or are experiencing symptoms of depression and anxiety, don’t write it off as a normal part of aging. With mental health treatment, you can gain control of your mental wellness and start feeling like yourself again. It doesn’t have to cost a lot either: Medicare offers no-cost depression screenings for seniors as well as individual and group therapy with a 20 percent coinsurance payment.

Self-care ranges from simple things like taking care of your hygiene to big stuff like getting mental health help when you need it. While some self-care practices are easier than others, they’re all equally important. And equally affordable when you know where to look. Instead of assuming self-care is out of your budget, use these tips to spend less while living well.

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Cristina Panaccione and Associates has one location in the South Hills and one office in Robinson Township. We are currently accepting a limited number of new patients, so check out our videos to learn more about our counseling services can help teach you the skills to cope with life as you age.

* This information has not been evaluated by the Food and Drug Administration. This information is not intended to diagnose, treat, cure, or prevent any disease. Please contact a medical professional for advice.

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